CalcuMate is a professional financial calculator that allows you to perform complex calculations in three main areas: Loans, Investments and Life of Capital.

All calculations can be examined in detail, held and compared against each other. You can even amortize the results.

Loans:

Calculate the repayment on a mortgage, or work out how much your client can borrow. Or turn the calculation upside down, and work out how long the mortgage will last based on the amount borrowed and the repayment amount.

Investments:

You can easily work out the future value of an investment (either a new investment or an existing one). Once entered, you can easily examine other possibilities - e.g. what happens if the rate of return changes, or if you change the term. etc.

Investment calculations can be based on a Single Investment Amount or a Regular Investment Amount - you can even combine both!

Life of Capital:

Using CalcuMate, you can easily work out a client's required Life Cover or Pension Lump Sum requirement.
You can extend the possibilities by testing how long a lump sum will last under market conditions. For example, if your client has $500,000 and wants to draw down $35,000 every year, whilst earning 5% on the lump sum; CalcuMate will tell you how long the limp sum will last - you can even take account of inflation, by escalating the regular drawdown amount.

With CalcuMate, the possibilities are endless - that's why we call it "The Actuary in your Pocket".

Whilst the calculations handled by CalcuMate may be complex, they can be set up extremely easily. And the results can be copied to your favorite Word Processor or Spreadsheet to produce professional reports or analyses.